• No More Collectors Calls
• Assets Protected from Debt Collectors
• Attorney Assisted Debt Relief
• Avoid Bankrupcty
• Eliminate debt Legally

APG Debt Settlement Solutions

APG SOLUTIONS – APG Debt Settlement Solutions (DebtSol©) is a proprietary and modular system that provides debt relief to consumers with unsecured debt who are looking for the most cost effective and efficient ways to settle and eliminate them. DebtSol© follows an orderly and well-researched process which is substantiated by law and supported by educational and supportive materials, customer service, and legal counsel.

APG DebtSol© – The Debt Resolution System The DebtSol© program consists of 7 steps which build on each other to offer an effective solution for North Americans who are “debt sick” and looking for the cure. We are very proud to introduce the APG DebtSol© system to prospective Agents and Affiliates. Once you read and understand our product and service offering, we know that you will see the incredible potential of this opportunity.

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1) How To Control Your Creditors© – Educate, understand, assess

How To Control Your Creditors© is a free E-Book available for download. Knowledge is power and those beleaguered by debt feel powerless and vulnerable. Before the customer can make an educated decision on what to do about their debt they must know what their options are. This is the rationale behind the How To Control Your Creditors© E-Book. The E-Book covers such topics as the history of debt, rights of the consumer, options within the marketplace, the debt collection process and an explanation of our methodology in debt settlement, elimination and resolution.

Since no decision can be based on general knowledge of the industry alone, we also offer a free personal debt analysis based on a proprietary questionnaire called DebtAssist©. We have developed a concise and customer friendly questionnaire that will provide us with a good profile of the individual’s debt scenario and at the same time provide our customer with a reality based picture of their personal debt situation. Through this process we can understand the needs of our customer, offer debt resolution options, and provide real solutions to meet our customers specific needs.

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2) The Financial Shield© – The Power Generator

The purpose of the Financial Shield© is to ward off the imminent collection advances of lenders and to provide a buffer of time during which assets are protected from levies and attachment. The Financial Shield© does not eliminate debt. It is a “power generator” in that it shifts control away from the banks and places it in the hands of the consumer, where it should be.

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3) Control your Creditors© – The Debt Resolution Process

The APG Control your Creditors© system is a powerful resource for personscomprehensive debt settlement program that provides our customers with the knowledge, tools and support tranging from the core event of establishing the time-buffer to hold off creditors, keeping them at bay without consequences through to legal defense and credit repair. It offers a prevention plan from the fear of wage or salary garnishment. It provides the forms, letters, and motions needed to prevent and defend against creditor suits. Our customers can log on to the APG members area and access this powerful resource library to guide them through the debt resolution process.

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4) CreditGuard© – The Privacy Package

CreditGuard© provides our customers with relief from those demeaning collection calls and intimidating collection notices. There are two effective components to the APG CreditGuard© package; The TeleGuard© and MailGuard© services.

TeleGuard© – This service redirects harassing phone calls from customer’s creditors to our TeleGuard© operators. Our operators are experienced in dealing with the abusive calls from creditors. It is their mission to protect and uphold our customer’s privacy. And they do it with a smile.

MailGuard© – This Service receives our customer’s mail, collection notices and other debt related “nasty grams”. Mail is then forwarded to our client with special attention to debt notices. Our customer then can respond to the notices as they choose via our MailGuard© service thus protecting their privacy. A unique feature of the CreditGuard© service is that the phone number and mailing addresses are located in a garnishment protected state, which assists in preventing wage garnishment.

Through the CreditGuard© Solution, customers get immediate relief from the constant irritation of having to deal with the collection companies “telephone tough guys” or the snail mail “debt threats”. Our customers can carry on with their normal lives, take care of business at hand and, feel comfortable in knowing that APG is protecting their privacy.

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5) CreditRSVP© – The Response Package

Collection letters need to be answered. They do not go away by balling them up and throwing them out. An unanswered collection letter worsens and prolongs the process. Properly responding to a collection letter is an important step in the debt resolution process. Each letter or notice reveals crucial clues as to the appropriate response required to make financial reparation as painless as possible. The APG CreditRSVP© service has attorney-trained staff in place who are trained to reply appropriately to all collection correspondence following the Control your Creditors© process.

CreditRSVP© is ideal for Control your Creditors© customers that do not have the time to respond to creditors or feel more comfortable in having APG experienced staff deal with the communication process. If our customers want to deal with their own responses then they can use the MailGuard© service.

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6) DebtResolve© – The Debt Settlement Process

The objective of the DebtResolve© process is to prove to creditors that our clients are in the hands of the APG professionals who are well versed the debt industry. Our system makes debt collection too time and labor intensive. Collectors will simply move on to the next name on a long list of the weak and vulnerable. This places our customers in a position of power to settle with creditors. The customer’s file is turned over to our Legal Department. The attorneys then attempt settlement arrangements with each creditor. By “wearing them down” using our system, creditors are more inclined to settle for less more quickly, especially when dealing with an attorney.

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7) CreditCleanUp© – The Bad Credit Sweep

The purpose of the CreditCleanUp© service is to assist customers in removing adverse and incorrect items from their credit file. This method has proven to be effective in increasing credit scores even after debt settlement. Notice We Do Not promote nor sell this service as “Credit Repair” as there is no guarantee that customers credit can be repaired based on individual situations. This applies to APG and any service promoting credit repair.

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